Vesting:

All contributions to employee accounts are 100% vested, meaning employees fully own the funds in their accounts from the time they are contributed.

Investment Options:

Employees can choose between:

• Model Portfolios (Balanced, Growth, Aggressive)
• Pooled Funds (e.g., Fidelity 500 Index, Vanguard Balanced Index)
• Self-Directed Investments: Employees can manage investments through an individual brokerage account. To inquire further, please contact Daniel Aguilar, Sr. SDBA Plan Manager, OneAmerica Financial at Daniel.aguilar@oneamerica.com.
• Additional Information on Self-Directed Brokerage Accounts