Life and Accidental Death & Dismemberment (AD&D)

Life and Accidental Death & Dismemberment (AD&D) Insurance

The firm provides active employees with Group Life and AD&D Insurance, at no cost to you.

  • Life insurance helps protect your family from a sudden loss of income in the event of your death.
  • AD&D insurance pays an additional benefit if you suffer a severe injury, or if your death is accidental.

You also have the option to supplement your Group Life Insurance by purchasing additional life insurance for yourself or your spouse/domestic partner. You can also purchase additional AD&D coverage and add your family, including dependent children under the age of 26.

Group Life Insurance is provided at no cost to eligible employees. It provides a financial benefit to your dependents in the event of your death.
Contact Benefits-Firmwide@paulhastings.com for information.

You have the opportunity to supplement your Group Life Insurance for yourself or your spouse/domestic partner by purchasing additional coverage. Participation in this benefit is voluntary and you pay the full cost of the benefit on an after-tax basis.
Contact Benefits-Firmwide@paulhastings.com for information.

Accidental Death and Dismemberment Insurance is provided by the firm at no cost to employees. It provides a benefit in the event you die or suffer dismemberment due to a qualifying accident.

Of Counsel Benefit Amount
$500,000 flat benefit
Associate Benefit Amount
1x annual base salary up to a maximum of $50,000
Staff Benefit Amount
1x annual base salary up to a maximum of $50,000
Effective Date
First day of work
Additional Coverage
You can also purchase additional coverage in the amounts of: $50,000, $100,000 or $200,000
AD&D for Families
You can add your family to your additional coverage. Dependent children under the age of 26 are eligible.
Chief and Of Counsel Benefit Amount
$1,050,000 flat benefit
Associate Benefit Amount
Your coverage is equal to 1.2x your annual base salary to a maximum of $250,000
Business Professional, Non-Associate Benefit Amount
Your coverage is equal to 1.2x your annual base salary to a maximum of $250,000
Effective Date
First day of work
Imputed Income
Coverage in excess of $50,000 is taxable.
Accelerated Benefit
In the event of terminal illness, you can request a partial advance benefit payment. The remainder of your benefit will be paid to your beneficiary upon your death.
Portability and Conversion
If you no longer work at Paul Hastings, you may continue your coverage at group rates or convert a portion of this coverage into an individual policy
Beneficiary Designation
You may change your beneficiary designation at any time in Workday.
Benefit Amount
You: Coverage is available in increments of 1x, 2x, 3x, 4x, or 5x of annual base salary to a maximum of $500,000. The first $300,000 is guaranteed if you enroll within 30 days of becoming benefit-eligible. After 30 days, all applied coverages must be approved by the carrier.

Spouse/Domestic Partner: Available in increments of $10,000. Coverage is available up to 100% of your supplemental coverage amount to a maximum of $300,000. The first $150,000 is guaranteed if you enroll within 30 days of hire. Evidence of good health is required for any amount exceeding $150,000. After 30 days, the supplemental coverage must be approved by the carrier.

Accelerated Benefit
In the event of terminal illness, you can request a partial advance benefit payment. The remainder of your benet will be paid to your beneciary upon your death.
Portability and Conversion
If you no longer work at Paul Hastings, you may continue your coverage at group rates or convert a portion of this coverage into an individual policy.
Beneficiary Designation
You may change your beneficiary designation at any time in Workday. You must be the beneficiary of the spousal coverage you purchase.

Basic and Supplemental
Life and AD&D Insurance

Email Benefits-Firmwide@paulhastings.com for more information.

Key Benefits Contacts
Plan Documents and Notices